In a bid to make booking easier, the IRCTC has decided to launch a Rolling Deposit Scheme (RDS), under which anyone can deposit the desired amount in the account to be opened with the service provider.
The user could purchase tickets from the money deposited by using the RDS card as a novel payment option, which the IRCTC claims has advantages over the other modes of payment. The system would enable hassle-free and secured transactions, besides saving time by eliminating the payment approval sequence.
It reduces the user’s dependence on banks and their servers and allows for booking tickets directly through the RDS mode. The other benefit is that the user need not make the payment gateway charges. The tedious process of using credit or debit cards for making online purchases is done away with under the proposed scheme.
One can open an account using the PAN card and operate the account through a transaction password and PIN number and manage the account online and top up the account too.
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